Highest Chase Welcome Bonuses for New Cardholders in 2026
Chase is leaning into big, flexible welcome offers this year—especially on Sapphire—while sprinkling in targeted co-brand promos. If you want the highest Chase credit card welcome bonuses in 2026, focus first on Ultimate Rewards cards you can pair and grow over time. A welcome bonus is a one-time reward (points, miles, or cash) a card issuer offers new cardholders for meeting a minimum spend in a set time frame, typically the first 3 months. At a glance, here are the largest, broadly appealing options right now:
Top issuer points credit cards with generous welcome bonuses, ranked
Looking for the best points earning credit cards with welcome bonuses that are actually easy to use? At Points and Perks Guide, we ranked the top issuer and co‑brand options by headline bonus, transfer flexibility, and credits you’ll likely redeem—so you can pick a high‑value offer without overspending. Executive summary: Capital One Venture X leads for net value plus lounges and transferable points; Chase Sapphire Preferred is the best low‑fee entry to flexible travel rewards; Amex Platinum ranks for oversized bonuses and unmatched lounge/credit depth. The tradeoff is simple—bigger bonuses and perks typically come with higher annual fees; the right pick is the one whose credits and transfer partners match your travel.